Federal Unemployment Mortgage Assistance The Unempl oyment Mortgage Assistance Program provides mortgage payment assistance to eligible homeowners who have experienced an involuntary job loss and are receiving California EDD unemployment benefits. Benefit assistance through UMA can be up to $3,000 per month and can last up to eighteen (18) months. The maximum assistance per household is $54,000. *If you previously received Unemployment Mortgage Assistance benefits and are currently unemployed.. Mortgage Reinstatement Assistance The Mortgage Reinstatement Assistance Program provides assistance to eligible homeowners who, because of a financial hardship, have become late on their mortgage payments and need financial assistance to reinstate their past due first mortgage loan. Benefit assistance through is government assistance can be a one-time payment of up to $54,000 to cover principal, interest, taxes and insurance as well as any homeowner's association dues.
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