Using a Mortgage Broker

Mortgage Industry Update:                     June 30, 2017

Independent Mortgage Brokers now have more access than ever before to find the loan that best fits your financial needs, and they don't hide costs the way a giant bank or huge lending institution can. In order to get a new home loan and pull out some cash, purchase an investment property, refinance a second home, an Independent Mortgage broker can drop your payment and turn your dream into a reality

Local Mortgage Broker	vs.	Mega Bank
Handles mortgages only		Also sells car loans, checking accounts, etc.
Saves you money with wholesale rates		Offers higher retail rates
State licensed		Not required to be licensed
More flexibility of terms		Fewer options
Consumer advocate and coach		Salesperson
Shops hundreds of competing loans		Loan offers limited to their own products
Available, even on weekends		Strict banking hours

1.50%	COMPENSATION	3.00%
4.375%	LOAN RATE	5.00%
4.383%	APR	5.00%
$998.58	P&I PAYMENT	$1,073.64
$359,481.76	TOTAL PAYMENTS	$386,510.40
$75.06	MONTHLY SAVINGS	---
$27,028.64	LIFE OF LOAN SAVINGS	---

* Numbers based on 30-year fixed term mortgage for a house with a $250,000 purchase price, and includes a borrower FICO score of 760 with an 80% LTV. The principal and interest payment does not include taxes and insurance premiums, which will result in higher actual monthly payment.

WHAT THEY'RE SAYING:

www.DesktopApproval.com has completely changed the way we operate. What used to take days, I can now get done in minutes. Our team is more efficient and our clients love it. The doc-less loan process is truly remarkable.

We are revolutionizing the mortgage industry yet again by combining our e-sign technology with systems that securely and automatically verify income, assets and tax returns. And since DesktopApproval.Com is no longer asking you to chase down pay stubs, tax returns, or bank statements, your clients won't have to either.

As part of our commitment to the cause, DesktopApproval.Com will plant a tree for every borrower who completes a doc-less loan.

Join the doc-less revolution today!

KEY BENEFITS FOR YOU

• E-sign Technology
• Automated Income and Asset Verification
• Automated Tax Returns

Your next step is to fill out the form below to see what you qualify for:  APPLY HERE NOW